The Canada Learning Bond

Find out how we can help you claim up to $2000 for you or your child’s post-secondary future. Visit Fund My Future

What is the Canada Learning Bond (CLB)?

Up to $2000 of free money deposited into a Registered Education Savings Plan (RESP), that is available for use once enrolled in full-time or part time education after high school. This includes trades and apprenticeships, not just college or university.

Important information about the CLB

  • To receive the CLB, simply open a no-cost RESP at a bank, credit union, or RESP provider of your choice and request to apply for the CLB.

  • You do not need to put any money into an RESP to receive the Canada Learning Bond, and it will not impact any other government or tuition assistance you receive.

  • The Canada Learning Bond will stay in the RESP for 35 years, so youth do not need to decide on a program after high school right away.

  • All eligible years get back paid once the CLB is claimed, so find out how much money you or your child has waiting today.

Who is eligible?

To be eligible for the Canada Learning Bond, you must be from a low to moderate-income family that has filed taxes (in order to assess income). The CLB is available for children and youth who were born in 2004 or later.

Number of children Adjusted net family income

1 to 3 Less than or equal to $53,359

4 Less than $60,205

5 Less than $67,079

6 Less than $73,953


Who can apply?

Primary caregivers can apply for the Canada Learning Bond for their children, public caregivers can apply for children in care, and youth turning 18 can apply for themselves (adult beneficiaries).

To access your/your child’s Canada Learning Bond through an RESP, you will need:

  1. A valid Social Insurance Number (SIN)

2. Your child’s SIN (if applying for a child)

3. Photo ID

To open an RESP, contact us with the form below for assistance or contact an RESP promoter such as a bank or credit union. They will apply for the CLB and find out if you’re eligible. We can also help you get your SIN.

 

What we do

We are here to assist you or your child to claim your Canada Learning Bond. We offer several services to support you with each step in the application process. Please note these services are for those families and individuals that qualify for the Canada Learning Bond.

  • We provide one-on-one assistance in person or virtually to obtain you or your child’s SIN. Fill out the form below to book an appointment.

  • We provide one-on-one assistance in person or virtually to obtain you or your child’s birth certificate. Fill out the form below to book an appointment.

  • We provide one-on-one assistance in person or virtually to connect you with an RESP provider. Fill out the form below to book an appointment.

 

Are you a service provider or community organization?

Let’s partner.

  • We offer a service provider training presentation, either in person or virtually, that covers the basics, so your team can assist eligible youth and families to claim their CLB.

    This includes CLB pamphlets and posters to share with your participants.

  • We want to help get this money claimed by all eligible youth and families at your organization and in your community. Let us host an event at your organization!

    These events include many community resources, including representatives from Service Canada, and financial institutions to offer no cost RESPs on the spot to allow for the Canada Learning Bond to be claimed instantly. You are welcome to invite any relevant community partners. We also provide food, prizes, and all set up and take down!

  • Hosting an event, workshop, or open house? We can set up an information booth or provide SINs and birth certificates.




 
 

 Contact us with any questions or to book an appointment today.

Who we are

Three community services agencies forming a collaborative partnership, intending to support the development of financial and educational empowerment, making services relevant and accessible for all.