Get Your Benefits!
Printed Resource Booklet
A plain language booklet designed specifically for Manitobans, Get Your Benefits! lists many federal, provincial and regional benefits and programs individuals may be eligible for including prenatal benefits, disability benefits, Canada Child Benefit, Old Age Security and more. Such benefits and supports can provide more income and contribute to an individual or a family’s better health and well-being.
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Use the links below to jump to the section you’re looking for.
Get a copy
Order paper copies
Copies of Get Your Benefits! are available free of charge.
Government agencies/departments - contact Ministry of Health, Manitoba Health, Seniors and Active Living
Other organizations or individuals - contact the CFCS Get Your Benefits team to request a booklet. Quantities may be limited.
Request a Word Document
Many Manitoba resources are included in the Get Your Benefits booklet, but we also recognize the importance of keeping the guide brief and easy to use. Rural communities – who are most knowledgeable about the resources in their area – are very welcome to adapt the booklet to meet the needs of their communities. To facilitate this process, please contact our office to obtain a copy of the original Word file.
Get your benefits!
You should file a tax return each year, even if you make no money. Filing your taxes allows you to access government benefits that you cannot receive otherwise.
Federal benefits are the same for First Nations individuals, whether you live on or off reserve. However, you must still file a tax return to receive them even if you have no income.
Please note that different rules apply to provincial tax credits.
➤ Some benefits and credits are automatically calculated and paid when you file your taxes each year. Other benefits require an additional application to get.
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A first step to accessing government benefits and services is to make sure you have the necessary identification (ID).
Birth Certificates
A Birth Certificate (if born in Canada) or Permanent Resident Card/Citizenship Certificate (if born outside Canada) is considered primary Identification.
How does having a birth certificate help?
You may need a birth certificate when opening a bank account, registering children for school and when applying for benefits.
Social Insurance Number (SIN)
If you are a Canadian citizen, a newcomer to Canada, or a temporary resident, you need a Social Insurance Number (SIN) to receive benefits and services from government programs and to work in Canada. It is free to apply for a SIN.
Get additional identification
Once you have your birth certificate, you can apply for other types of ID such as:
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SEED Winnipeg and Citizen's Bridge help people living on a low income to obtain ID and open bank accounts. They can also help you apply for eligible benefits.
SEED’s Access to Benefits program can also help you get your ID, apply for benefits, and file your tax returns. Call 204-927-9945 in Winnipeg or email atob@seedwinnipeg.ca. Space is limited.
Citizens' Bridge helps people living on a low income to:Get the ID you need to access government benefits and programs
Safely store your identification
Open a bank account
Get a learner's/driver's licence
Learn employment and financial skills
To access Citizen’s Bridge:
Get a referral - visit Facebook and locate a Community Referral Partners (under General Information).
Book an appointment with Citizens' Bridge – call 204-691-9719 or visit 607 Selkirk Avenue. For Outreach and ID Clinics call 204-691-9720.
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Need a hand filing your taxes?
CFCS offers free tax filing for low to modest income individuals with simple tax situations through the Community Volunteer Income Tax Program (CVITP). We have both in person services at various locations throughout the year and a Virtual Tax Clinic that runs year-round.CFCS Free Tax Clinic Information: Call 204-989-1913 (toll-free 1-833-215-3359) or visit our Tax Services page
Canada Revenue Agency (CRA): Find a free tax clinic or call the CRA general inquiries line at 1-800-959-8281 and ask about free CVITP tax clinics in your area
File your own taxes
CRA Learn about your taxes: Develop an understanding of how the Canadian tax system works
CRA Approved Software for Netfile: Find a list of CRA-approved software options for filing your own tax return online
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Ever been unsure about what benefits and credits you might be eligible for? Prosper Canada’s Benefits Wayfinder tool can help you find the benefits you might be able to claim.
FEDERAL INCOME TAX CREDITS
These tax credits can be claimed by eligible individuals when you file your annual tax return.GST credit - a tax-free quarterly payment that helps individuals/families with low and modest incomes to offset all or part of the GST or HST they pay. Based on number of people and income of the household.
Canada Caregiver Credit - Non-refundable tax credit that may be available if you support a spouse or common-law partner or a dependent with a physical or mental impairment.
Climate Action Incentive - a tax-free quarterly payment that can be claimed by one person per family. Based on number of people in household and province of residence.
Canada Workers Benefit - a refundable tax credit that provides tax relief for eligible low income individuals and families who are in the workforce. This was previously known as the Working Income Tax Benefit. 50% of the CWB will be paid in advance starting July 2023.
Canada Child Benefit (CCB) - a tax-free monthly payment to help support your children under age 18. To get the CCB, you have to file your income tax return every year, even if you did not have income in the year. If you have a spouse or common-law partner, they also have to file a return every year. Apply online, using form RC66 or by calling 1-800-387-1193.
Disability Tax Credit - a non-refundable tax credit that helps people with severe and prolonged impairments reduce the amount of tax they have to pay. A medical practitioner must complete part of the application. Apply online, or call CRA at 1-800-959-8281
Important! Let Canada Revenue Agency know if your marital status changes by applying online or by calling 1-800-387-1193. This will make sure your benefits are correctly calculated based on your new situation.
MANITOBA INCOME TAX CREDITS
These credits can be claimed by eligible individuals when you file your annual tax return.Manitoba Tax Assistance Office - informs and assists residents on the Manitoba income tax and tax credit programs. Call 204-948-2115 in Winnipeg or toll-free 1-800-782-0771 outside Winnipeg.
Personal Tax Credit - for low-income Manitobans. Also known as the cost of living credit.
Residential Renters Tax Credit - for individuals who rent their home in Manitoba. Based on the number of months rented in the year.
Education Property Tax Credit (EPTC) - for homeowners who pay education property taxes in Manitoba.
Primary Caregiver Tax Credit (PCTC) - for people who provide ongoing voluntary care and support to family members, friends, or neighbours who require help in their home. Requires an application, and must be renewed every 3 years.
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FEDERAL BENEFIT PROGRAMS
Canada Learning Bond (CLB) - available for children from low-income families born in 2004 or later to help saving early for their child’s education after high school. The CLB provides $500 into the child’s Registered Education Savings Plan (RESP) for the first year the child is eligible, plus an additional $100 for each year the child is eligible up to age 15, for a maximum of $2000. Contributions from family or friends to the child’s RESP is not required to receive the CLB.
Registered Disability Savings Plan (RDSP) - A registered disability savings plan (RDSP) is a savings plan intended to help an individual who is approved to receive the disability tax credit (DTC) to save for their long-term financial security. Contributions to an RDSP are not tax deductible and can be made until the end of the year in which the beneficiary turns 59. An RDSP is required to receive the Canada Disability Savings Bond (up to $1000 per year to low-income person with disability, no contributions required) and the Canada Disability Savings Grant (Canada Government pays matching grant of up to 300% of contributions made)
MANITOBA BENEFIT PROGRAMS
Manitoba (non-EIA) Rent Assist - for individuals with low-income who are not receiving Employment Income Assistance, and who rent in the private market. Based on the number of people in the household and total household income. The Rent Assist Estimator can help you determine if you are eligible and how much you could receive.
Manitoba 55 PLUS Program - a quarterly payment for low-income individuals over age 55 who are not on EIA and not yet receiving Old Age Security.
Manitoba School Tax Assistance for Tenants 55 Plus (STAT 55+) - this is an annual income-tested rebate up to $175 available to low-income individuals over the age of 55 who rent in buildings assessed school taxes.
For Health Care Providers
Help your patients living in poverty by providing access to tools and resources. Explore the tabs to learn more.
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Poverty is a significant risk factor for poor health and must be addressed like other major health risks.
With better income, children are more likely to complete their education, less likely to experience difficulties finding and keeping jobs, and less likely to suffer adult illness and early death.
You can help by directing people to the health and social benefits available to Canadians, such as this website.
You can also follow the steps below when speaking to your patients:ASK
Do you ever have difficulty making ends meet at the end of the month?
ASSESS
Examine the evidence between poverty and poor physical and mental health.
Factor poverty into clinical decision-making like other risk factors.
INTERVENE
Inform your patients of specific benefit programs they may be eligible for such as Manitoba Prenatal Benefits.
Direct your patients to apply for federal financial supports such as Old Age Security, Child Tax Benefit, Disability benefits or First Nations programs.
Sign forms and write letters to support applications, if needed.
Encourage your patients to fill out and mail in their income tax forms to make them eligible for various benefits, including drug coverage.
CONNECT
Direct your patients to specific community programs and online resources provided by regional, provincial and federal non-profit organizations and governments.
Make the website and/or hard copies of Get Your Benefits! available. This booklet details resources and income supports.
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Health Providers Against Poverty - Resources
Contains links to clinical tools, patient handouts, service guides, literature and more.Manitoba Centre for Health Policy - University of Manitoba Max Rady College of Medicine
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Poverty: A clinical tool for primary care providers (PDF)
This tool describes how to ask, assess, act and inform patients about benefits available to Canadians. Tools for other provinces and territories are available at the Centre for Effective Practice: Poverty.
Poster - Should we treat poverty like other health conditions? (PDF)
Resources
Research, personal stories, news articles and more on the topics of poverty, health, and policy.
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Why we need more Canadian health policy in the media
Edited by Noralou Roos, Kathleen O'Grady, Eileen Boriskewich, Melanie Meloche-Holubowski, Carolyn Shimmin, Kristy Wittmeier, and Nanci Armstrong. 1st edition with content from December 2014 to December 2015. Freely available in various formats.
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Canada's housing crisis is a public health emergency by Richter and Meili, September 2016.
Charity is not enough to fight poverty by David Pfrimmer, December 2017.
How health providers in Canada are working together to treat poverty and improve health by Dane Wanniarachige.
Medicine is not just a science, it's an art. Commentary by Lynn Wilson. Why a good conversation with your doctor is good for your health. November 2016.
Prove Yourself! Commentary on barriers to accessing ID for low-income Manitobans. Ellen Smirl, Canadian Centre for Policy Alternatives, October 10, 2017.
Social pediatrics: From 'lip service' to the health and well-being of Canada's children and youth by Denis Daneman et al. Paediatric Child Health 2013 Aug-Sept; 18(7):351-352.
Why it's never too late for low income Canadians to file their taxes by Bloch and Silver, June 2016.
Why Manitoba needs to invest in its children by Nickel and Moffatt, August 2016.
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2019
Meet the Canadian doctor who prescribes money to low-income patients Boosting people's incomes to help boost their health outcomes - could this model work in the US? Sigal Samuel, Vox.com, May 3, 2019.
2017
Five things everyone should know about the relationship between poverty and health in Canada by Carolyn Shimmin.
Does Cash Aid Help the Poor - or Encourage Laziness? Hundreds of families in Zambia receive regular cash payouts as part of an experimental government program: "a small but steady stream of cash with no strings attached may be the smartest way to fix poverty". Nurith Aizenman, Morning Edition, National Public Radio, August 9, 2017.
Canada urged to calculate how much it costs to raise children. Official estimates are needed as a way to guide policy and help parents, advocates say. Laurie Monsebraaten, Toronto Star, March 7, 2017.
Man honoured for helping New Brunswickers file taxes free of charge for decades. Special clinics all over the Maritimes are helping those with modest incomes navigate tax paperwork; it's a cause close to the heart of a Moncton man, who's being honoured by the federal government for decades of volunteer work. Cami Kepke, CTV Atlantic, March 26, 2017.
NB’ers learn to get their piece of the money pie. A program was held at the Universite de Moncton on Sunday to help ensure New Brunswickers on a modest income receive as much as possible at tax time. Jeremy Keefe, Global News, March 26, 2017.
If they had a billion dollars... Every year over $1 billion of income benefits and tax credits legislated for the needs of the most vulnerable people in Canada never make it into their pockets. Prosper Canada has recommended that the Government of Canada invest $2 million annually over the next five years for targeted community outreach and support strategies to enable vulnerable Canadians to begin accessing the over $1 billion in benefits they are eligible for, but not receiving. Prosper Canada, February 7, 2017
Unicef Report Card Gives Canada Low Marks. The UNICEF report card reveals how far rich countries like Canada have allowed their most disadvantaged children to fall behind the average child in health, education, income and life satisfaction. NetNewsledger, January 27, 2017.
Project helping homeless overcome 'huge barrier' - lost ID. A pilot ID project in Ottawa is helping people to replace lost or stolen identification - a process simple for most, but "a big mountain to climb" for those living on the street. CBC News January 17, 2017.
2016
Three things the federal government can do to improve the Registered Disability Savings Plan. Commentary describing the RDSP, why so few are using it, and three quick ways to improve it. By Kathleen O'Grady. www.evidencenetwork.ca accessed December 19, 2016.
The cost of poverty affects us all. The biggest barrier to ending poverty is the political orthodoxy we have lived by for the past 40 years. Gary Bloch, Toronto Star, December 6, 2016.
How can we let one in 3.5 kids grow up in poverty? Analysis of Manitoba's dubious distinction of having Canada's highest child poverty rate for the second year in a row. Royce Koop, Winnipeg Free Press, December 3, 2016.
Manitoba food bank usage "distressing" - Manitoba food banks saw a slight decline in traffic this year, but the province has the second-highest use rate in the country. Mia Rabson, Winnipeg Free Press, November 15, 2016.
Saskatchewan doctors now checking the fiscal health of patients. Family doctors in Saskatchewan are starting to ask their patients if they’ve ever had difficulty making ends meet at the end of the month. Pamela Cowan, Regina Leader-Post, November 15, 2016.
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Canada without poverty: Wayne's story - a blog series, Spotlight on Poverty, where board members - who all have a lived experience of poverty - are asked about their story and how their poverty has affected their own lives.
Momentum: Payday lending story - A story of how a group of dynamic change makers were brought together to "influence legislation around payday lending and create real alternatives". Momentum is a Calgary organization using a community development approach to offer hope and opportunity to people living in poverty. More stories at their blog, Momentum: Engage.
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Dr. Noralou Roos: Why those in Poverty have the Poorest Health and Highest health care needs. - Humans, on Rights. Audacy.
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Social determinants of health: The Canadian facts (PDF)
A primer for the Canadian public by Juha Mikkonen and Dennis Raphael, 2010, Toronto: York University School of Health Policy and Management. Also see video of conversation with Dennis Raphael.Access to Identification for Low-Income Manitobans - a study researching what can be done to reduce barriers to ID - a critical tool in the fight against poverty - for low-income Manitobans. Ellen Smirl, Canadian Centre for Policy Alternatives, October 2017.
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What if our healthcare system kept us healthy?
TEDMED talk by Rebecca Onie, 2012. Onie asks questions such as "What if waiting rooms were a place to improve daily health care?"Food Insecurity Part 3 - How does food insecurity relate to health and what are the implications for health care providers (May 18, 2017). Valerie Tarasuk, PhD, Lynn McIntyre, MD, MHSc, FRCPC, FCAHS, and Carlota Basualdo-Hammond, MSc, MPH, RD. From CDPAC/PHAC.
Who We Are
Recognizing that poverty has significant impacts upon health and well-being, the project has developed a plain language resource listing for the general public, healthcare providers, social service agencies, and other community organizations. The aim is to ensure the diagnosis and treatment of poverty by helping people access the benefits for which they are eligible.
The Start: Get Your Benefits! began in 2013 as a collaboration between health care providers, researchers, community agencies, and non-profit organizations based in Manitoba, inspired by work undertaken by Ontario family physician Dr. Gary Bloch and MD Candidate Christine Herrera.
The Legacy: For the past 10 years, with the support of The Winnipeg Foundation and several government agencies, Dr. Noralou Roos and Dr. Sharon MacDonald co-directed the project out of the University of Manitoba, Manitoba Centre for Health Policy. Their tireless efforts to advocate for improved awareness and access to financial resources that can improve health outcomes have been far-reaching, and have connected hundreds of professionals across sectors.
The Future: As one of the founding non-profit financial empowerment organizations of the project, CFCS is pleased to bring Get Your Benefits! back under our roof as of January, 2024. We will continue to build upon the connections entrusted to us, and to share this important resource with Manitoba Families. Want to stay in the loop for news and project developments? Join our contact list below!
Many thanks to the following partners and supporters for their contributions to the project over the years:
Contact Us
▼ Get Your Benefits
Community Financial Counselling Services (CFCS)
516-294 Portage Ave
Winnipeg, MB R3C 0B9